Workers Comp Denied?
Our Middlesex County Workers Comp Lawyers can Help
For anyone injured in a workplace accident, workers compensation is a godsend. It covers your medical expenses and lost wages while you recover. However, the insurance company could deny your claim. If it does, how do you cover your medical expenses and lost wages? What are your options? The attorneys at Spevack Law Firm can help.
What to Do if Your Workers Comp Claim is Denied
The first thing you need to do is breathe. Take a moment to organize your thoughts. Understand that this happens a lot – most companies would rather not spend the money on your workers comp claim, and you may need to jump through a few hoops first.
Call a lawyer to help you decide the best course of action. For example, should you file a claim for an informal hearing with a Judge of Compensation, or should you file a formal claim with the Division of Workers Compensation? Our Middlesex County workers comp lawyers know workers compensation law inside and out. Trust us – this is not a road to walk down alone. One missed deadline or improperly filed form can ruin your whole case. The Spevack Law Firm provides all the help you need, and it will not cost you a dime out-of-pocket. We work on contingency – that means no legal fees unless you win.
Frequently Asked Questions
- Are my medical bills still covered? If you require immediate medical attention, you can file a “Motion for Medical and Temporary Benefits.” The state will schedule a hearing with a Judge of Compensation within 30 days of the filing.
- Why was my claim denied? There are many reasons why an insurance company might deny your claim. The most common reasons for a denied claim are:
- Too much time between the incident and the official report
- Improper filing procedure
- Not enough evidence
- Willful misconduct
- Use of controlled substances during injury
- When do I need to file an appeal? If an insurance company denied your workers compensation claim or provided reduced benefits, keep in mind that you only have 30 days after that decision to file an appeal. For best results, contact a lawyer immediately after your claim is denied.
- What documents do I need? Take a moment to organize all the paperwork and information you have on the matter. This includes a copy of the initial injury report you submitted, along with receipts and summaries for any medical visits.
- How long does the process take? Appealing an NJ workers compensation denial is a little more complicated than simply submitting a form. You can expect board hearings and possibly court appearances before you receive a favorable decision. Depending on which legal avenue you pursue, it could take several months.
Time is of the essence in workers compensation cases, especially if you require urgent medical attention and the bills are piling up. Call the Spevack Law Firm today for a free consultation. A denied claim is not the end of the road – our workers compensation lawyers can help you get the benefits you deserve.