Need Workers’ Compensation After an On the Job Injury?
Let Our Middlesex County Workers’ Comp Attorney Help Get Your Deserved Benefits
Sustaining an injury at work can be extremely stressful. You may find yourself unable to work for weeks, months or even permanently. Workers’ compensation is a benefit available to nearly every employee in New Jersey after an injury on the job, occupational disease or medical condition diagnosis that arose out of or in the course of employment. New Jersey workers’ comp provides treatment, compensation for medical bills, lost wage reimbursement and permanent disability to employees involved in work accidents—no matter who is at fault.
In the event of a workplace injury, time is of the essence to file a workers’ compensation claim. However, many workers do not understand or are unsure of their rights after injuries on the job, which can severely limit the compensation and benefits they receive.
At the Spevack Law Firm in Middlesex County, we want you to have the best workers’ comp attorney fighting for maximum benefits after an accident at work threatens your livelihood. The quality of your workers’ compensation attorney can significantly affect the outcome of your case. As one of the oldest personal injury law firms in New Jersey, we have the successful results and years of experience workers in and around Woodbridge need on their side to uphold their rights after injuries on the job.
What Should I Do If I Sustained an Injury at Work?
Under New Jersey law, every business must have some form of workers’ compensation insurance to cover injured employees. Filing a workers’ compensation claim is not a lawsuit against an employer, but rather a request for medical, wage and disability compensation benefits. Workers’ compensation laws ensure employees who are hurt on the job receive fixed monetary awards, without having to litigate claims against their employers.
There are certain steps you can take after a workplace accident to help ensure your workers’ comp claim is successful. If you were injured on the job, you should notify your employer, request medical treatment and file a claim for workers’ compensation as soon as possible. Your employer’s insurance carrier will then evaluate the claim and determine if it is compensable under New Jersey workers’ compensation law.
Eligibility for New Jersey Workers’ Comp Benefits
To be eligible for New Jersey workers’ compensation benefits, first you must determine if the injury in question arose out of or in the course of employment. This means the injury must have occurred at your place of work during the hours you were expected to be there, though it does not necessarily mean employees need to be at the office or on the premises at the time of injury to be covered under NJ workers’ comp. Learn more about common types of workplace injuries that may be eligible for benefits by following that link.
Employees traveling to or from appointments or working at other locations designated by their employers may also be eligible to receive workers’ comp benefits. Our workman comp attorney can help you establish whether where you were hurt qualifies for workers’ compensation during a free case review.
Does NJ Workers’ Comp Cover Occupational Disease?
Injuries and occupational illnesses that arise due to exposure to hazardous conditions, chemicals or material are also covered under workers’ compensation laws in New Jersey. These conditions can include:
- Respiratory conditions like asbestos, mesothelioma and lung cancer
- Physical conditions, such as carpal tunnel
- Mental health conditions, such as PTSD, severe depression or anxiety
Call the Spevack law firm in Middlesex County NJ, with offices in Iselin and New Brunswick, for a free review of your case and help determining fault or available compensation you may be eligible to receive.
Can I Sue My Employer for a Workplace Injury? Third Party Claim Explanation
New Jersey’s workers’ compensation is a no-fault insurance program that provides benefits to employees who suffer job-related injuries or illnesses. In exchange for these benefits, the worker gives up the right to bring a civil action against an employer for damages, except in cases of intentional harm.
Though you cannot sue your employer under New Jersey workers’ compensation, it is possible that you may have a claim against a party with no relationship to your employer responsible for your workplace injury. You do not give up your right to seek compensation in a personal injury claim against an at fault third party if you accept workers’ compensation benefits. Any one of the following third parties may be at fault for damages caused by workplace injuries:
- Product manufacturers of defective equipment or machinery
- Property owners for dangerous premises hazards that result in slip and fall accidents
- Negligent drivers who cause your involvement in an accident while on the job
Unlike workers’ comp that does not require injured employees to prove fault, suing a third party in a personal injury lawsuit requires proof of fault to recover pain, suffering and other damages not available under NJ workers’ compensation.
Every workers’ comp case can benefit from a review to determine if anyone outside of the employer may be responsible, so that workers hurt on the job and their families can pursue the best option to recover the most compensation possible after workplace injuries.
Contact Our Middlesex County Attorney for Information About Workers’ Comp Benefits
Your employer and its insurance company may wrongfully attempt to deny your workers’ comp claim, which means you will not receive the compensation and medical benefits you need. Our Middlesex workers’ comp attorney will help ensure your claim has the best chance of avoiding a denial, so you can receive the compensation you deserve as soon as possible.
Workers’ compensation can be an important safety net for employees injured in workplace accidents. If you or a loved one has been hurt at work, contact a workers’ comp lawyer at Spevack Law Firm at (732) 636-3030 to ensure your rights are protected.